Module 04: Loan risk analysis
In this module students will become familiar with 5Cs and 3Rs and loan analysis indicators. These analytical tools or indicators for loan analysis can be divided into five categories, which are:
- Profitability
- Liquidity
- Solvency
- Repayment capacity
- Risk
Participants will also learn about assessing and managing the risk through case study.
Resources
| resource title | type | year | resource | ||||||
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| Module 4: Case study exercise | Case Study | 2006 | |||||||
This resource appears in: Module 04: Loan risk analysisLearning Objective of this case is to remind students of the key factors in loan analysis – character, capacity, capital, collateral and conditions - and see how an initial screening process and loan application form contribute to providing this information.
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| Module 4: Elective reading material | Paper | 2006 | |||||||
This resource appears in: Module 04: Loan risk analysisThe following documents are recommended as additional reading material for participants wishing to further develop their knowledge in this topic. Please follow the links below to download the documents direct from the Rural Finance Learning Centre.
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| Module 4: Module outline and facilitator's notes | Guideline | 2006 | |||||||
This resource appears in: Module 04: Loan risk analysisModule 4 introduces the concepts and the formulas and gives participants a chance to practice them in the case study. Module 6 goes much more in-depth on this same material, spending almost all of the class time working on a case study.
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| Module 4: Power point presentation and notes | Presentation | 2006 | |||||||
This resource appears in: Module 04: Loan risk analysisModule 4 presentation covers 5 Cs in Loan analysis, 3 Rs, the ratios and cash flow analysis.
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| Module 4: Reading material for pre-course distribution | Paper | 2006 | |||||||
This resource appears in: Module 04: Loan risk analysisThe following documents are recommended as required reading for this module. They should be distributed to course participants in advance of the course or session.
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