Module 03: Loan planning and analysis

The focus of this module is loan planning & analysis. The course deals with the cash flow and rural finance in the context of household, loan analysis and its key factors (character, capacity, capital, collateral and conditions). Moreover, the course cover issues of how to analyze the seasonality of income and expenses for rural agricultural based households and how seasons affect the demand for savings and loan services.

Resources

resource title type year resource
Module 3: Case study exercise Case Study 2006
This resource appears in: Module 03: Loan planning and analysis

There are three case studies in Module 3.

  1. Term finance case example
  2. Processing the loan application of Aglend
  3. Understanding seasonality of cash flow for agricultural families

Learning objective of these cases is to increase students' knowledge of loan planning and analysis.

Author Various
Region / Country Global
Keywords Loan Analysis
Module 3: Elective reading material Paper 2006
This resource appears in: Module 03: Loan planning and analysis

The following documents are recommended as additional reading material for participants wishing to further develop their knowledge in this topic. Please follow the links below to download the documents direct from the Rural Finance Learning Centre.

  1. Agricultural lending: lesson 3
  2. Financing agricultural term investments, FAO
  3. Term finance examples
Author Various
Region / Country Global
Module 3: Module outline and facilitator's notes Guideline 2006
This resource appears in: Module 03: Loan planning and analysis

Two documents are provided here:

  • Module outline
  • Facilitator's notes
Author Miller, C.
Region / Country Global
Keywords Teaching Plan
Module 3: Power point presentation and notes Presentation 2006
This resource appears in: Module 03: Loan planning and analysis

Presentation for Module 3 is divided into four thematic blocks:

  1. Cash flow & investment needs
  2. Five Cs and three Rs of loan analysis
  3. Seasonality analysis
  4. Term and Investment Finance
Author Miller, C.
Region / Country Global
Keywords Cash Flow, Loan Analysis, Seasonality Analysis
Module 3: Reading material for pre-course distribution Paper 2006
This resource appears in: Module 03: Loan planning and analysis

The following documents are recommended as required reading for this module. They should be distributed to course participants in advance of the course or session.

  1. Loan analysis: Understanding the client and business
  2. Crop budget & cash flow tables
Author Various
Region / Country Global

Training Menu

Search Training Resources