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South Africa Country Diagnostic: "Making insurance markets work for the poor. Microinsurance policy, regulation and supervision: South African Case Study"

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This document is one out of a row of in-depth case studies (Colombia, India, Philippines, South Africa, Uganda, Zambia, Brazil and Ethiopia) on the role of regulation in the development of microinsurance markets.

"The objectives of this project were to map the experience in a sample of several developing countries where microinsurance products have evolved and to consider the influence of policy, regulation and supervision on the development of these markets. From this evidence base, lessons were extracted that seek to offer guidance to policymakers, regulators and supervisors who are looking to support the development of microinsurance in their jurisdiction.

It must be emphasized that these findings do not provide an easy recipe for developing microinsurance but only identifies some of the key issues that need to be considered. In fact, the findings emphasize the need for a comprehensive approach informed by and tailored to domestic conditions and adjusted continuously as the environment evolves."

The study was funded by the Canadian International Development Research Centre (IDRC), the Bill and Melinda Gates Foundation, the South Africa-based FinMark Trust and the German Federal Ministry for Economic Cooperation and Development (BMZ).

Document Information

Document Type Case Study
Author Hennie Bester, Doubell Chamberlain, Simon Hendrie, Tim Hobden, Christine Hougaard, Anja Smith | Genesis Analytics
Year of Publication 2008
Publisher Access to Insurance Initiative
Number of Pages 115 pp.
Region / Country Global, Africa, Southern Africa / South Africa
Primary Language English (en)
Keywords Microinsurance, Insurance, Regulation, Regulatory Framework, Policy
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