Country studies

In this topic you will find case studies of rural and micro finance sectors in different countries and regions. They are interesting in themselves and many also provide insights and draw conclusions that are relevant to other situations.

Library Resources

resource title type year resource
Refugee Access to Financial Services in Jordan Brief 2019 English (en)

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This resource appears in: Country studies

Areas of innovation that improve access to financial services for refugees

A lack of recognized documentation can create barriers to basic communication services, such as mobile phone services and digital mobile wallets, in addition to traditional financial services such as opening of bank accounts. To overcome any such barriers, UNHCR Jordan has been piloting emerging innovation technology and financial service options. In 2013, the introduction of Iris-enabled biometric registration has been the first key-step: a quick and efficient way in which the identity of refugees could be better protected by eliminating potential fraud.

In addition to reiterating the need to ensure access to identity documents for refugees as a key tool to achieve their legal protection, and contribute to their self-reliance and resilience, this report looks into areas of innovation that improve access to financial services, such as:

  • Monthly cash assistance provided to 32,500 refugee families through ATMs that require only an iris scan - no cards or other identity documents. The iris scan authenticates identity by linking back to UNHCR’s registration data base.
  • Ad hoc distribution of non-food items in Azraq and Zaatari refugee camps based on iris authentication.
  • Food vouchers to shop in super markets in the camps - UNHCR’s biometric data validates the identity of refugees in WFP shops.
  • The introduction of ‘self-renewal’ stations in the registration process, using iris authentication to trigger a process of self-validation.
  • Biometrics anchored in biographical data has the potential to give persons of concern a portable digital identity, which when linked to other service providers, can enable digital inclusion in host country.
Refugee Access to Financial Services in Jordan  -  English (en)

Local-economy impacts of cash crop promotion Brief 2019

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This resource appears in: Money management, Rural Financial Services: General, Financial sector linkages, Country studies, Africa

A number of studies have examined the direct impacts of cash crop production on producer households. This is the first to quantify the general equilibrium impacts of introducing a new cash crop into a poor isolated economy, including impacts on environmentally sensitive fishing activities.

This research has found that the introduction of oil palm production explains the striking growth in income in Uganda’s Ssese Islands, including large-scale production spillovers to non-palm sectors as well as a significant reduction in pressure on the Lake Victoria fishery.

It also shows that oil palm development, through a project that connected a commercial aggregator with small-scale farmers, enabled an economy at a low-level equilibrium to transition to a higher equilibrium state, with positive spillovers across households as well as across production sectors.

Overall, econometric evidence confirms results from simulations using an island-wide general equilibrium model parameterized from new micro survey data.

Author J. Edward Taylor, Edward Whitney, Heng Zhu
Publisher IFAD
Number of Pages 37 pages
Primary Language English (en)
Region / Country Africa
Uganda
Keywords Rural Finance, Crops, Fisheries, East and Southern Africa, Uganda, cash crop, Local Markets
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