Rural Financial Services

Financial intermediation is an important process through which funds are channelled from suppliers to prospective users. In most countries a diversity of institutions, instruments and markets have evolved to provide financial intermediation services. These include formal institutions such as banks, semi-formal institutions such as cooperatives and informal providers such as traders and moneylenders.

Providing financial services in rural areas is a particular challenge as agriculture has unique characteristics of dependence on natural resources, long production cycles and vulnerability to risks, while scattered populations greatly increase operating costs. This Learning Center aims to bring together resources that can help financial service providers to operate efficiently in this environment and increase their outreach in a sustainable manner.

Library Resources

resource title type year resource
El Fondo de Garantía una respuesta al riesgo de crédito agrícola: el caso del Fondo de Garantía para América Latina Document 2015

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This resource appears in: Rural Financial Services

El documento muestra que el fondo de garantía puede ser una respuesta al riesgo de crédito agrícola, para ello toma como ejemplo el Fondo de Garantía para América Latina y explica que  el establecimiento de un fondo de garantía es un medios útil para gestionar y compartir el riesgo entre las diferentes partes implicadas facilitando así un mayor compromiso por parte de las instituciones financieras dedicadas al mundo rural. En base a lo anterior, SOS Faim ha creado un fondo de garantía para los países andinos en colaboración con las organizaciones locales de productores y microfinancieras.  

Author Fondo de Garantía Latinoamericana
Number of Pages 12
Primary Language Spanish (es)
Region / Country Global
Keywords crédito agrícola
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