Les taux d'intérêt et de l'autosuffisance

This study guide was first published as a GEMINI technical note by ACCION International. It was written by Katherine Stearns. It is a straightforward and easy to follow exposition of the role of interest rates from a borrower’s and a lender’s perspective. It explains the differences between nominal, effective and real interest rates and shows how each of these can be calculated. The guide also examines how lenders can establish interest rates and fees structures to ensure self-sufficiency of the institution. The study guide ends with a set of questions and problems which can be worked through to reinforce the points covered in the lessons.

Resources

titre de la ressource type année ressource
Interest Rate Problems Document 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

A selection of questions and calculation exercises to reinforce your learning on interest rates and self-sufficiency. These have been edited and updated since the original publication. The attached spreadsheet facilitates the calculations.

Auteur Stearns, K.
Éditeur ACCION
Région / Pays Global
Interest Rate Problems Document 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

A selection of questions and calculation exercises to reinforce your learning on interest rates and self-sufficiency. These have been edited and updated since the original publication. The attached spreadsheet facilitates the calculations.

Auteur Stearns, K.
Éditeur ACCION
Région / Pays Global
Mots-clés Interest Rate
Lesson 1: The Role of Interest Rates Leçon 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

A look at the role of interest from the borrower's and lender's perspective.

Auteur Stearns, K.
Région / Pays Global
Lesson 2: Nominal, Effective and Real Interest Rates Leçon 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

An explanation of different types of interest rates and their method of calculation.

Auteur Stearns, K.
Région / Pays Global
Lesson 3: Establishing Interest Rates for Self-Sufficiency Leçon 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

Self sufficient financial institutions need to design an interest rate and fee structure that generates enough income to cover their costs. This lesson explores that process by examining both the cost and income side of the equation. It includes a look at the impact of late payments, loan terms and idle funds on the calculation.

Auteur Stearns, K.
Région / Pays Global
Lesson 4: Making the Calculations Leçon 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

A review of the calculations involved in setting up an amortization schedule and calculating effective interest rates. The examples can be checked in the spreadsheet provided.

Auteur Stearns, K.
Région / Pays Global
Solutions to Interest Rate Problems Document 1991
Cette ressource apparaît dans: Les taux d'intérêt et de l'autosuffisance

Explanations and answers for interest rate problems. Edited and updated from original publication.

Auteur Stearns, K.
Éditeur ACCION
Région / Pays Global

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