Digital Transformation of MFIs in Bangladesh
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In 2017/18 the United Nations Capital Development Fund (UNCDF) undertook the first comprehensive review of micro-merchants in Bangladesh engaged in the retail sector, particularly in Fast Moving Consumer Goods (FMCG) operating mostly in rural areas.
The Landscape Assessment of Retail Micro-Merchants in Bangladesh showed that retail micro-merchants require access to financial services, and credit in particular. Their need for financial services is high, and microfinance institutions are well-placed to meet the growing credit needs of micro-merchants. Micro-merchants predominately borrow roughly 68.1% of total loans from microfinance institutions. With the introduction of digital technologies, microfinance institutions have a new opportunity to further expand financial services to micro-merchants by embracing digital and mobile technologies in their operations.
Keeping the micro-merchant market segment in mind, this report answers the questions of how and why microfinance institutions should make a switch to digital technologies to better meet their customers’ needs.
|Auteur||Bhavana Srivastava, Ravi Kant, Ishita Tarun Sharma, Sivakumar Krishnan and Sonal Agrawal|
|Year of Publication||2019|
|Éditeur||United Nations Capital Development Fund (UNCDF)|
|Nombre de pages||125 pages|
|Région / Pays||Asie / Bangladesh|
|Langue principale||Anglais (en)|